Auto accident: Man went through red light. He was driving a car and I had a Hyundai Tucson. My vehicle was totaled (it was paid off too and now I have a car payment). Anyway I went to Chiropractor for soft tissue injury. Bills total $3000.00. My ins. co. paid all the bills in full. The ins. co. whose client was ''at fault'' (both ins. co agree) on this. His ins. co. picked apart my bills and paid $2500. Offer to me for full and final settlement $3800.
I do not work and so as far as missing work the adjuster thinks that it was not a big deal for me to travel back and forth to the Dr. Adjuster came to me house before I started treatment and basically offered me the same amount. What is a fair settlement? Should I ignore her latest letter of offer or just answer ''No''.
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