The cost will depend on what type of bankruptcy you will be filing. A standard Chapter 7 filed by an attorney will cost you anywhere between $1,200 to $2,000. A standard Chapter 13 will cost you around $3,000 - $3,500. However, as with anything in life, especially when it comes to legal matters, the cost will depend on all of the facts which include your income, whether you are a business, whether you are a farmer, how much debt you have, what assets you have, etc.
Depending on the type of bankruptcy that you file will also determine the process that is followed. Therefore, I recommend contacting a bankruptcy attorney in your area to discuss your options and what the cost would be.
As one of the other attorneys pointed out, you should not only look for the cheapest attorney, but rather find an attorney that you feel will represent you best. It should be someone you trust and feel comfortable with.
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You question depends on your area. You really need to contact attorney's in your area and ask them how much they charge. Some attorneys have great payment plans, and some what everything up front. From what they are listing in the internet., it seems that the average is $1500-$2000 plus court cost. You can find great attorneys on avvo.
Most lawyers offer free consultations. We understand that money is an issue. However you don't always want to hire the cheapest lawyer you can find. Often, you get what you pay for. Visit several attorneys and trust your instincts.
Some bankruptcy courts have what is commonly referred to as a "no look" fee for chapter 13 cases. You should be able to find that information out from that courts web site or local rules. Of course any bankruptcy attorney in that district would have that information and so would the chapter 13 standing trustee. Chapter 7 fees do vary and there are cases that will discuss whether a particular fee was reasonable. If the attorney quotes a flat fee, make sure that you enter into a written agreement on how and when the fee will be received by the attorney. I agree with the range for most consumer chapter 7 cases as being around $2000 and can be more if there are complex issues, assets, fraudulent transfers, motions to dismiss by the United States Trustee, and other complicating factors.
What an attorney charges is entirely up to them - check around for pricing. It will probably be all over the place. As for how the process works, that's a lengthy answer. You should speak with a local bankruptcy attorney about that.
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Most consumer cases in the Northern District of Texas range from $1800-$2000, sometimes less or more depending on the facts of a case. Most firms, including mine, offer free consultations in Dallas and Fort Worth. I hope this helps and wish you the best of luck!
The information provided in this post is not "legal advice." Rather it is general information on common legal issues. If you have questions concerning your specific situation, it is always best to consult an attorney in your area.