Last year when I was riding a bike, a car bumped me at a stop sign. He did not see me. I fell down from the bike and was sent to emergency room by 911. Nothing broken. MRI says it's good. But the doctors and Independent Medical Evaluator say I do need an arthroscopic surgery. Almost one year. How much can I ask for the compensation from the driver's insurance company? $20,000 is too high?
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