Have enough work credits.But havent worked since 2006. Been waiting on award letter and.back pay for almost 6 months. Now they are saying l may only qualify for ssi and not ssd since so long since l worked. Is this right??
Without more information, I can only answer your question generally. There are additional requirements, but generally you have to have worked five of the ten years prior to the onset date of your disability. If you have worked enough, you are usually insured for five years after you stopped working.
So if you last worked in 2006, you were probably insured for disability until sometime in 2011. The critical question then, is what date did SSA recognize as the beginning date for your disability. If your disability is recognized as starting while you were insured, then you will receive disability benefits. If SSA found that your disability began later - you are probably going to receive SSI.
If you have an attorney, you should review this with him or her and see if an appeal is viable.
As a general rule you remain insured for SSD for about five years after you start working. So whether you will now qualify for both SSD and SSI (really just the higher of the two benefits) depends on whether the date you were found disabled is before your date last insured.
answers to questions are for general purposes only and do not establish an attorney-client relationship.
Since you last worked in 2006, your credits likely expired in 2011; this is what is commonly referred to as your date last insured. If your onset date occurs after your date last insured, you would not be eligible for benefits based on your earnings record and would likely be limited to SSI disability.
On a more practical level, I suggest that you get a copy of your earnings record from SSA. The last 10 years are the relevant years and you really need to focus on how many years you worked out of that period.
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