I was hit on my motorcycle by a teenage driver on the freeway at ~60MPH. I thankfully only sustained relatively minor injuries--considering the circumstances. The other driver was deemed fully responsible for the accident and his insurance company accepted full liability. It's been almost a year since the accident and though they've paid me for damaged property, I've yet to receive compensation for medical bills nor an offer for pain and suffering. Allstate (the responsible drivers insurance) still states they're awaiting medical records, though it's clear to me they're dragging their feet. I made my own phone calls to my medical providers and found that Allstate either hadn't sent in requests for medical records or they were sent out to incorrect addresses. What should I do?Specifically I'd like to know: - Is there some sort of time limit on filing a lawsuit? Is Allstate trying to drag things out? - Is there a time limit in which Allstate must settle their liability to me? - What can I do to get to the Allstate case workers to get their act together? Also I discovered while contacting my medical providers that Allstate requested ALL of my medical records while I only authorized the release of my medical records from the date of the accident forward. I'm not happy about this unauthorized medical records request. What should I do?
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