You can use the 2001 date, but also indicate just what you have mentioned here, that you were unemployed for two long periods. Your income for those two years should be exactly what you made then. Projecting forward it is okay to calculate your income as you suggested.
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You need to show at least a year of taxes.
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You cannot create an annual income. You need to list what you made. However, in the cover you can submit and explanation and projected income.
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2012 and continued employment in 2013 is all you need to be concerned with.
Keep in mind that you'll also need to do an I-864 after your fiancee comes into the US.
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