I have been on workers comp for herniated discs in my lower back for a little over a year now. I'm tired of dealing with them and would like to get a lump sum payment and be done with them. My doctor would not release me to go back to work without restrictions so I have been out of work for over a year. I have been receiving bi weekly payments for over a year, but would like to settle. How long does the process take and how likely are they to agree to a settlement?