There is no set time period for the PIP insurer to make payments to a 3rd party (i.e., not a first party insured), but I would echo the prior response and encourage you to seek out an experienced personal injury attorney to explain your rights so that you can propertly protect your interests. The initial free consultation should probably prove valuable to you, even if you decided not to retain counsel at this point. Remember, that the insurance company isn't motivated by what is "fair". It is restricted by the policy language plus an interest in paying out as little as reasonably possible. You may also find some useful information on my website below.
It's been six weeks, and you apparetly have yet to consult with a lawyer who would actually know all of the facts pertinent to your case far better than any lawyer responding to you short post on this board. Most personal injury attornies will consult for free, and take these cases on a contingent fee basis. You have a serious injury. I hope you will seek a lawyer soon who will word for you, rather than hope that the insurance company will be "fair" with you. Good luck.
The author of this post is licensed to practice law in the District of Columbia, Maryland, and Virginia. This post is intended as general information only, and is not provided as legal advice in connection with any specific case, and does not create an attorney-client relationship.
Unfortunately, the only remedy in this kind of situation is to hire an attorney. Typically, in accident cases like yours, an attorney will work for a contingency fee. What that means is that you don't have to pay anything up front. If the PIP adjuster is refusing to pay a valid claim like yours you can expect that this kind of treatment from the at fault driver's insurance company will continue.
My firm handles this kind of work. I would be happy to talk with you about your options at this point no obligation, no charge.
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