today is tuesday and my husband had a car accident on friday morning (4 days ago). the other person was in the left lane and made a right turn unto our car and hit us. the mutual agreement was to fix the problem without the police or car insurance. now the other person wants to call MY insurance company to file a claim. my problem is that my husband did not have a license and everything is under my name (the other claimant doesnt know this) what should the appropriate steps be? can we still file a claim since we didnt do anything the same day of the accident? and to confirm I should be calling my insurance company NOT the other person correct? or should i try to fix everything without my insurance co, Geico?
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