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My house I currently live in was included as part of our bankruptcy the mortgage - it was not reaffirmed. I want to know the timeline of a foreclosure and what rights if any that I stay in the house over 3 months time or so. 2nd part is if I pay some of the bill each month, will this delay foreclosure?We are current on this mortgage payment for over 12 years now; but now plan to move soon. In other words, we are going to stop paying on the mortgage and save for a down payment on a new home. BTW - The bankruptcy was discharged over 2 years ago.