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How long do mortgage companies have to file a deficiency judgement after a house has went into foreclosure or been auctioned?

Moulton, AL |

Ex husband filed bankruptcy. I lost my job. I tried to work with mortgage company on short sale but they foreclosed on the home instead. It is set for auction.

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Attorney answers 1


This is controlled by the law of the state where the property is located. Here in Florida, they have five years after the foreclosure to ask for a deficiency judgment. You should check with an attorney in the state where the property is located.

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