I purchased a car with a loan check from my bank. The dealership failed twice to endorse the check properly. Yet somehow, the dealership believes they have been paid, but my bank has yet to see the check processed. This was 4 months ago. I've tried to get the dealership to confirm and resubmit the check, at the request of my bank, but they are blowing me off. So now I have a truck that I haven't paid for, but a dealership that thinks I did. They even released the title to my bank.
If they were to say you never paid, they would have up to 6 years to sue you for breach of the written contract to purchase the vehicle. I would suggest sending a letter by certified mail with return receipt and keep a copy for your records, which includes the evidence of the payment. That way, if they later try to penalize you for late or non-payment, you can have evidence that you paid and tried to bring their attention to it on multiple occassions.
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