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More than a year ago we were both slowing down for a light. I hydroplaned slowly into the back of her car. Her first two sentences to me were that she and her husband are lawyers and that the car was new. But we traded info and she said the tiny scratch was not enough to worry about so we didn't call police. Now I get a letter wanting almost $700 for repairs and car rental. Attached are only estimates for repairs and a car for 2 days. Am I liable? By the way, her husband is the lawyer I got a letter from and she is his paralegal. I feel like this isn't fair since the scratch was almost imperceptable and my car was fine. The estimate includes a bumper, liner and hazardous waste removal, etc. I'm afraid to call in my insurance company for fear of rising premiums. What to do??
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