I am filing Ch. 7 bankruptcy. I have lived in the house 3 1/2 yrs and still owe 84,000; purchased for 93,000. Mortgage has always been on time and in full. Several houses on my street are SELLING for $20,000. I owe 4X as much on my house as what the others are selling for. It is not worth it to me to keep the house. When I file I want to have a fresh start. How much time do I have to stay in the house after I file and can look for another place to live?