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I am the defendant in a default judgment for a department store collection account. The collection firm is Midland Funding LLC and have hired Hunt & Henriques to collect for them. Under C.C.P 473.5 I qualify to motion to vacate the judgment but I just want to get rid of the debt. The original debt on the summons back in January 2010 was $4,200 and now is $6,599 after interest and penalties. I never answered their original summons because I never received it and the paperwork states it was mailed to my parents address where I have not lived at since 2004. My parents claim they never received anything from anyone by mail or in person. They cannot garnish my wages since I currently have another creditor getting 25% of my wages...any advice?