Is it that you didn't report the prior accidents when you applied for insurance. I'm not clear on your questions. BTW, the attorney who told you not to sue a truck that rear ended your car gave you bad advice unless your injuries were so minor that a suit wasn't warranted. How long ago were you rear ended.
If you'd like to discuss, please feel free to call. Jeff Gold Gold, Benes, LLP 1854 Bellmore Ave Bellmore, NY 11710 Telephone -516.512.6333 Email - Jgold@goldbenes.com
An insured has an obligation to provide truthful answers to its insurer during a claims investigation. However, for an insurer to determine that an insured made a material misrepresentation, the insurer must be able to show that the insured intentionally misrepresented material facts that affect the claim. If the insured simply can't remember something, that isn't insurance fraud. If the insured voices an opinion and the opinion later turns out to be wrong, that isn't insurance fraud. However, if an insured tells the insurance company something that the insured knows to be false or the insured fails to tell the insurance company all of the information that is available to the insured that would have made the insured's statement accurate, that may be insurance fraud. You may need to talk with an attorney to resolve this completely since your fact pattern ended so abruptly.
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