I have a similar situation. I did not see my fiancee in the past two years in person. We talk on Skype regularly and want to get married ASAP. I can't visit him across the ocean because of my financial situation (I had a major surgery, was recovering from it three months, lost job, unemployment, new job, piles of bills). Can't afford $1000 + plane ticket. He can't come in the US because US government does not give VISAs easily. I-129F was denied because "lack of finances does not consider an extreme hardship." I'm in the US alone, have no family. There is no one around me I can borrow the money from. How I can prove that lack of finances in my case IS extreme hardship?