We recently submitted a claim for homeowners insurance for $7500 for property that was stolen. We had interviews with investigators who determined that some of the photographic evidence we sent over was taken after the date of the theft. The investigator mentioned he would have to report it to the department of insurance. How do I know what happens from here? Will the department of insurance contact me? How do I know whether it will be a misdemeanor charge versus a felony charge? What legal consequences are a possibility? Since the conversation he asked if I planned to pursue the claim still to which I said no probably because I have none of the proof you guys are asking for. So, I withdrew the claim. Is there a possibility this doesn’t get pursued? The guy on the phone said it is considered a felony in ca and not a misdemeanor but couldn’t tell me why. Basically, I need to know what I am in for if this gets pursued. No priors, and no other incidents ever before this. Thank you.
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