My car had storage insurance on it , I live with my brother, was driving my sister's who had PLPD on it, got rear ended, other driver admitted he was at fault who do I go to, to pay for my medical bills.
Look to the auto insurance in your household first, Second priority would be to the car you were driving. Third would be other driver's insurance. If you have serious injury call attorney regarding suing the negligent driver.
Always consult an attorney IMMEDIATELY as there are time limitations on filing a lawsuit.
For you first party economic losses, first make sure that your storage coverage did not carry no-fault protection. Likely, it did not. Second, you look to the insurer of a relative you resided with at the time of the accident. Third you look to the insurer for the owner of the vehicle you were occupying, and last the insurer of the driver of the vehicle you were occupying. If none of these had no-fault insurance you go to the assigned claims facility. Your only claim against the driver at fault is for residual tort, which requires a showing of a threshold injury. The owner of the vehicle you occupied may have a mini-tort claim for vehicle damage.
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