Found out about a lawsuit and judgement against me when my employer mailed me a copy of the garnishment order. The service on file with the courts was to an elementary school. It's not my home or place of employment. Upon reading the case filed the facts are incorrect. They sued for a default going back to 2008 though I have receipts and the check copies to prove otherwise. The case was based on a seller carry back on a house that was foreclosed 30 days after this settlement. The seller claims her note was first in line on the property, but it was not. The bank was first. This is only 3 of the mis-statements I have paperwork to prove it. What can I do? Especially to stop the garnishment.? If I file an exemption, is that agreeing to the judgement? She succeeded in keeping me out of court.