We have about $17,000 in unsecured debt and looked at going with National Debt Relief as a debt settlement. However, I'd really like to try this on my own, as they only do auto withdrawals from our account and I just don't trust that. What is the best way to start the process?
I've obtained the addresses for the debt collectors (most are not the original debtors but junk debt buyers) from my husband and I's credit reports. Any guidance would be appreciated.
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