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The mortgage is just in my name as my ex-wife's credit was too bad for us to finance the loan together, she is on the deed though. Since we divorced she's refused to move out of the house since she's on the deed. I'd like to get her out of the house and off the deed since I'm solely responsible for the mortgage. I'm close to stop paying the mortgage and moving out myself and telling the mortgage company that they can have the house, but I'm underwater.