Need more facts. Is the date of default more than 8 years ago on the second loan as well? If that is the case, from the very limited facts given, this account should have already dropped off your credit report. You simply need to dispute this with the credit bureaus. Identify the account in your letter, and inform them that the account went into default more than 7 years ago, if that is in fact the case. The addresses are as follows:
PO Box 2000
Chester, PA 19022-2000
Equifax Information Service, LLC
PO Box 740256
Atlanta, GA 30374
PO Box 9701
Allen, TX 75013
The foreclosure of a mortgage loan does not have the effect of removing the loan from the borrower's credit file. And, it may be that the second loan survived the foreclosure and remains active.
If the first foreclosed, you still owe the second mortgage.
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When was the foreclosure sale completed? If it has been more than 7 years since the foreclosure and the bank never filed a lawsuit against you, you may be able to get this removed from your credit report.