I received a letter from my employer saying they are going to garnish my wages 25% because of a letter they received over a debt I am supposed to have.
It states that some person with my name and SSC has a debt of $3,400 at a local grocery store.
The address shown, where I am supposed to live, does not exist. The store was bought out/replaced with a different grocery store.
This letter is the first time I hear about this. No letter from the court to come there and explain/defend myself.
The letter should have the name of the court the name of the case and the index number. Go to court and seek to reverse or vacate
This is fairly common for Identity theft because the thieves are trying to get money or goods and then skip town before the victim or anyone else finds out. Bogus addresses and poor investigation/policies on the creditor's part are unfortunately very common.
Best thing to do is contact an identity theft attorney, take a look at your credit, and find out how far the issue has spread. The good part is many identity theft attorneys do NOT charge their clients anything out of pocket because they take cases on contingency.
Please be advised: I'm licensed in California only. This response is intended only as general commentary not legal advice and does not create an attorney client relationship. This response may be considered "attorney advertising" material. Nothing in this posting should be considered a guarantee, warranty, or prediction of the outcome of your case or any other case.
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