All you need to do is give a copy of your deed to a real estate lawyer and a new deed will be prepared for you. We do this all the time. It is a very simple process and not very expensive.
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The process is simple to add a divorce. The key question is whether you understand the implications of doing so. Having a deed in the names of husband and wife provides protection against creditors who only obtain a judgment against one spouse because a creditor needs a judgment against both spouses to enable the creditor to sell the marital real estate to collect the judgment.
The other issue relates to family law. In divorce law, this would be a pre-marital asset and only the increase in value would be split between the parties in the event of a divorce. If this is a gift to wife, then in a divorce the entire value of the real estate is subject to distribution in the divorce.
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Adding a spouse to a deed is a simple process. You have a local real estate attorney prepare a deed, affidavit of title, and other closing documents, which have the effect of transferring title from you to you and your wife. There are other consequences for which you should be made aware. Most notably, if you have a mortgage loan, the terms of the mortgage probably indicate that any transfer of ownership is considered a default and would give your lender the right to accelerate the loan and demand full payment. It's been my experience that as long as lenders receive their monthly mortgage payments, they usually do not make an issue of this. But that is just my experience and not legal advice. I strongly suggest you consult with a local real estate attorney for guidance.
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