I was in an accident. Filed a claim to other party insurer on day of accident. The insurance companies went to arbitration, after a few months, the results were I am 100 percent fault free. I am resubmitting my claim to the amount of the damages to my vehicle. How should I write a demand letter to include the medical bills too, or would that be separate? My health insurance sent me a letter advising of their right to Subrogation. Should I be adding their claims to my claim or would my health insurance take care of that on their own with the other party's insurance? I paid for the car repairs out of pocket.Is there a separation of whether my claim is for damages to my vehicle, versus to medical expenses? I want to get my repair bills paid/reimbursed, then medical bills.
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