The prospect of getting divorced can be very daunting---especially after a long marriage with children. Though I cannot give you any specifics about your case without actually being hired to represent you or advise you, you should have some basic information which I can give you here.
First, what the divorce case can include are the following:
1. Change of marital status(married to single);
2. Allocation of parental responsibilities and duties--this includes parenting time, decision making, and child support(temporary and longer term) including uninsured health care costs and certain other special needs;
3. Spousal support(what we call maintenance and in other states is called alimony)--this can include both temporary and permanent support in some cases;
4. Division of property and debts(including pension and retirement savings);
5. Temporary use of property;
6. Change of name.
To find out how all this works, you will need to do some research and/or pay an attorney for a consultation. Once you are better informed, you can decide whether to initiate the action, wait to be served by your husband or try to work on it jointly.
I hope that this helps reduce the confusion and anxiety.
The divorce will require financial disclosures so get your finances in good order. You will need 3 years of tax returns, your bank statements, credit card statements, details of your earnings and assets, insurance documents etc. Since you run a business you need all the details of receipts and expenses.
Usually the Courts will not set off a child support obligation against equity in the house. If you have a maintenance claim you might decide to waive that claim in return for additional assets.
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