I was driving a relative's vehicle and not knowing that it had no insurance, I got into a minor accident. The vehicle that i hit was insured but mine wasn't so I got a letter sent explaining that my license will be suspended due to for not paying for the damages the insurance company covered. I called the insurance company and asked for a payment plan so I can avoid my license being suspended. They told me that I have to pay either half of the amount or full payment. Which is way more than I can afford. Who can I speak to or what do I do to get this problem resolved without my license suspended? Any help would be appreciated.