Your agent (or claims adjuster) gave you the same answer that I will - Immediately consult with a local personal injury attorney. You sustained a rather serious injury & still have residual pain & disability. Quit talking to the insurance adjuster & call an attorney. Most personal injury attorney handle these cases on a contingency basis (no recovery, no fee) - they are trained to assist you in receiving whatever medical care is necessary & fair compensation for your injuries. Good luck
This is not intended to be legal advise or as legal representation. I am a California personal injury attorney . Be aware that every state has its own statute of limitations; and statutes & case laws that govern the handling of these matters.
You should definitely hire an attorney. The sole objective of an insurance company in this type of claim is to limit your recovery. They will not pay reasonable value of your injuries unless they are forced to do so with the threat of trial.
Hire a personal injury attorney with boating case experience as the maritime law may be implicated and not all PI attorneys are well versed in it.
The aforementioned opinion does not constitute legal advice and is for general educational purposes only. See an attorney licensed in your jurisdiction for competent legal advice. No attorney-client relationship has been formed through the within legal question and answer session.
Speak to an attorney to represent you.
If this answer is helpful, then please mark the helpful button. If this is the best answer, then please indicate it. Thanks. For further information you should see an attorney and discuss the matter completely. If you are in the New York City area, then you can reach me during normal business hours at 718 329 9500 or www.mynewyorkcitylawyer.com.
That is what is called a nuissance value offer. Consult a personal injury lawyer.
I am a former federal and State prosecutor and have been doing criminal defense work for over 16 years. I was named to the Super Lawyers list as one of the top attorneys in New York for 2012. No more than 5 percent of the lawyers in the state are selected by Super Lawyers. Martindale-Hubbell has given me its highest rating - AV Preeminent - in the areas of Criminal Law, Personal Injury, and Litigation. According to Martindale-Hubbell”AV Preeminent is a significant rating accomplishment - a testament to the fact that a lawyer's peers rank him or her at the highest level of professional excellence." Fewer than 8% of attorneys achieve an AV Preeminent rating. I also have the highest ranking – “superb” – on Avvo. Feel free to check out my web site and contact me. The above answer, and any follow up comments or emails is for informational purposes only and not meant as legal advice.
Sign up to receive a 3-part series of useful information and advice about personal injury law.