These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.
You may have a claim for violation of the Fair Debt Collection Practices Act. Each violation of the Act is worth up to $1,000 to you, any actual damages, and mental anguish, plus attorney fees.
You can call me for a free consultation to discuss this matter.
If your wife did not take out the loan and they refuse to stop harassing you and will not provide proof of the loan, get an attorney and sue them. That is the only way to put a stop to it.