My sister was not married. Has two children one 6 and one 21. She had no life ins of any kind. She was not married and owned nothing. Only thing remaining is a checking acct with less than 3K. She was on disability and the 6yr old drew also. Her father is living but does not work and not considered disabled. She filed bankruptcy 2 yrs ago in VA. She had major health problems which has left major medical debt. There is no will and no executor appointed. Funeral was prepaid by family member before death.