I was parked at work the Sunday before Thanksgiving. A medical company supply truck hit my vehicle. The cheapest estimate totals almost $4100 in damages. The employer contacted their insurance company an agent contacted us and sent out (after about 2 weeks) an adjuster. Who told us they could offer half of the damage price due to what the vehicle is worth, after the agent told us they were completely at fault they would fix the car. I told them in beginning it HAD to be fixed its all I have and do not have money to replace it. The car runs amazing. They took the price up to$2900 if they can take the car, or we keep it and get 2200. I was 0 percent responsible for this I shouldnt have to pay for anything out of pocket. What can I do to atleast come out of the situation whole?
Unfortunately, you are owed only the fair market value of the vehicle, nothing more or less. If you owed more than the car was worth you could make a GAP insurance claim if you purchased such coverage.
I do not represent you. This response is based upon the information stated in the question and general legal principles. It is provided for general educational purposes of the public who may have similar questions, not for any specific individual or circumstance. It is not intended to create, and the user of Avvo understands and agrees that this response does not create, an attorney-client relationship. If you would like to obtain specific legal advice about your issue, you should contact an attorney who is licensed to practice law in your state. Mr. Hershberger is licensed to practice law in Ohio. He and his law firm gladly accept new clients, but they cannot accept any representation until they confirm that it will not create a conflict of interest with their existing client relationships and obtain a signed representation agreement. If you respond to the answer provided in this response asking for further information or legal advice, you will be asked in reply for conflict-of-interest information (full contact information for you and any adverse party) in reply and then a consultation payment demand to engage Mr. Hershberger's firm.
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline