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At time of doc signing I was told that I had to write a personal check for $2500 because the lender credited me instead of the broker. I was told this would be fixed on the final HUD. When i closed the HUD did not show anything stating I paid $2500 and it now had a broker fee of $1940 which was NEVER given to me on ANY estimated HUD or anything, not the HUD i signed during doc signing either. The broker is giving the same story that I was credited instead of them. Now i'm being told from a third party that I was given a rebate from the lender (which was never disclosed to me) and that the broker is just trying to keep that $. I know there is a page on the offer that has initials for arbitration, how do I get this started?