How do I go about suing Lexus financial services for sending my account to collections before attempting to collect it in house?
2 attorney answers
There are certain rules for collection. Next time they call tell them you do not want to hear from them again. Then you can wait to be served with a summons for a law suit.
You cannot sue them because they are not obligated to handle the matter in house. Sending it to collection is not against the law nor is it something that leads to damages.
Get a lawyer to handle your issues.