I put money down on a house and the deal fell through after inspection. Seems there was no hot water heater or furnace fully functioning. Seller offered some $ at closing but my loan officer said house had to be habitable by the closing date. 4 days after the seller's deadline I submitted a termination agreement. Within a couple hours, the seller offered to do have repairs done before closing. By then my loan officer said his own deadlines had been forfeited as a lender due to some guideline about having an appraisal 15 days before closing, so I now was not qualified to get the loan. So he put that in writing. The house closed a month later with other buyers (but did not disclose info found in my ASHI home inspection). Now the seller still will not release my earnest money. What can I do??