Midland Capital got a judgement to place a levy on my account. The bank froze the $3200+ in my account and when I spoke with them,they said they were unwilling to negotiate and want a total of just over $7000
If you owe the money legally, they can seize, levy or garnish your property. You may have a right to claim some of the frozen funds as exempt, and you should consult with a bankruptcy attorney in Florida on this, and on a possible Chapter 7 or 13 bankruptcy filing to address all of your debts.
They have the leverage in this instance with a judgment. You don't get to just avoid the levy or garnishment because its financially inconvenient. You will need to either retain a lawyer to see if you have exemptions to raise or possibly a bankruptcy lawyer if you have enough debt structure.
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It is unlikely that you will get them to release the funds. You could file a Chapter 13 and it might help with the balance of the debt.
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