Infinity insurance is attributing 25% liability to me for being "inattentive" and for talking on my cell phone. I was not talking on my cell phone and it was a semi-rear end accident (how can I be attentive if it's behind me?) They are saying I am 25% comparative because their driver said I was talking on my cell phone (which I wasn't). The driver lost control of their car and turn into the driver-side rear of my car and made me spin out too. The adjuster isn't very nice and won't budge at all on the total loss. They are taking 1/4 out of the total property damage settlement (around $3k). What can I do? does CA Department of Insurance deal with these issues? I feel so helpless against this insurance and I just want my same car back... I had just paid it off :-(
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