Keep getting calls from someone about a payday loan
10 year SOL for a written promise to pay in Missouri. Secured v unsecured makes no difference.
The Missouri Statute of limitations for payment of a Payday loan is 10 years as my colleague noted.
Many of the calls related to payday loans are fraudulent or scams attempts to get you to make a payment whether the loan is owed or not. If you do not believe you ever took a loan, never authorize a payment. Even if you think you might have had a loan, never authorize a payment without receiving proof of the loan. Interest on legal Payday loans in Missouri is limited by statute, so there may be a cap on what can be charged.
Ultimately, they can only force payment by taking you to court and getting a judgment.
This answer is only to provide general information only and does not establish an attorney-client relationship,
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