I recently was served a summons regarding a 8000 medical debt I have been paying 20 per month on for several years. I called the collection company and relunctantly agreed to pay off the debt within 6 months. The company sent me a letter confirming this. A week later i was served with a notice of judgement, now stating I owe 16k with interest, court costs, etc. When I contacted the collection company they told me they got the judment just in case I dont pay. When I stated I wanted to answer the orignal complaint in court they told me the 30 days I had to answer was up and that there was nothing I could do...they have the judgement. I feel I was tricked into not answering the original complaint (with he payoff agreement) so that they could jut get the judgement. What do I do now?