You will have received an Answer form with the papers you were served. If you don't have it, you can find the form on the Colorado Judicial website. You need to fill in your defense to the debt and file it with the Court along with the filing fee (approximately $90). The Court will then contact you with your trial date.
You may want to consider sitting down with an attorney to discuss your answer and defenses in more detail so you can be prepared for trial.
You can reach Harkess & Salter LLC at (303) 531-5380 or info@Harkess-Salter.com. Stephen Harkess is an attorney licensed in the state and federal courts of Colorado. This answer is for general information only and does not create an attorney client relationship between Stephen Harkess or Harkess & Salter LLC and any person. You should schedule a consultation with an attorney to discuss the specifics of your legal issues.
Speak with an attorney to help with the answer and defenses. THIS IS CRITICAL. You may have various important defenses depending on the facts. No one can just say answer by saying X, Y, and Z. Your answer and your defenses depend on the exact facts and those facts are critical.
This is worth speaking with an attorney and doing so quickly.
This answer is for informational purposes only and is not legal advice regarding your question and does not establish an attorney-client relationship.