I am a widow with two daughters . one is happily married and financially secure . the other was married to a man who was a gambler and abuser . After a horrible divorce and financial ruin , she moved back into the home I own and that she grew up in . She is a hard worker with a job but doesn't make very much . When I die , it is very important to me that she be allowed to live in my house until she chooses not to , or she dies . I heard this is called a life estate but someone else told me that it could affect Medicaid and be careful . I don't have any money except my house . Please help ?