I signed up for Wyndham Vacation ownership on July 1st 2009. Yesterday(July 8th) we found out that they are charging us exorbitant amount via the APR for each installment that we will make and we were never explained verbally. We did some research and found out that we have 7 days to cancel the contract. We contacted the Wyndham local office but couldn't get in touch with anybody. We also made the mistake of not reading the contract fine print on how to cancel the contract. Today was the 8th day and we called up Wyndham asking them to cancel our contract. We were told that we can't cancel the contract since its past the 7 day period. We have already filed a complaint on BBB. I will mail Wyndham tomorrow asking them to cancel my contract. What are my options? Should we hire a lawyer?Thank you all for your help. Based on my complaint with BBB of Florida, Wyndham has agreed to cancel my contract.