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I was divorced three years ago. In Division of Assests: Marital Home, my husband agreed to buy out my share of equity and effectuate a refinance or assumption of mortgage within 120 days to remove my name from the mortgage. I paid $3000 towards closing costs. I signed a quit-claim deed and received half the equity of the marital home. He did not refinance. I just received a summons that a foreclosure suit has been filed against me and everyone under the sun. I am not on the note however my name is still on the mortgage. How do I respond to the summons and how do I keep the foreclosure from going on my credit report?