Under the Louisiana no pay no play statute (La. R.S. 32:866) a party involved in an auto accident that does not have liability insurance is barred from recovering the first $10,000.00 of any bodily injury or property damage claim.
However, there are certain exceptions to the no pay no play rule.
I suggest contacting a personal injury attorney in your area for advise on the specifics of your case.
Michael L. Barras
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