I make 7:25 a hr 30hr a week and I'm paid biwkly,after taxes and the garnished wages my pay is like 200.00 biwkly I can't provide for my child and myself on 400.00 a mo....plz tell me what can I do.
Get a copy of the garnishment from your payroll department. Once you have it, set up a consultation with a bankruptcy lawyer to discuss your options. You can find one near you at www.nacba.org Best wishes.
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Nothing except either quit your job or file bankruptcy. Wage garnishments are performed by law - the calculations are based on what the law allows. Your employer isn't obligated to warn you in advance of a lawful order they received. You were entitled to be advised about possible exemptions, etc. (which probably aren't applicable to you, but still...), but that's not your employer's problem. They are legally obligated to withhold money until they are told to stop.
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If the law of your state allows, you may contest the garnishment if your state allows a certain exemption for head of household (for example, the state law states that head of household are exempt from garnishment up to $x, or if head of household has less than $x weekly/monthly income). If state law does not allow you to contest or that the time for contesting has lapsed, your only option to stop the garnishment is to file for bankruptcy protection.
Wage garnishments happen because of a court order. To get the garnishment stopped, your options are basically to repay the debt or file for bankruptcy. You should contact an attorney in your area- many law offices offer free consultations. You'll be able to go over your options with a legal expert and decide which is best for you.
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