I incorporated my Virginia S corp business in May of 2005 and only received the "Guide for the Articles of Incorporation" from the incorporator. I had no problem opening up a business bank account with Bank of America and subsequently Wells Fargo within the first 5-8 years, now I have been trying to open up a bank account with two different banks and both banks are telling me that the Guide is not the right document and they can't accept this document. I have checked the Virginia State Corporation Commission's website for the original Articles of Incorporation, but with no avail. Please tell me how I can obtain the original Articles of Incorporation or a legally replaceable Articles of Incorporation that will be accepted by banks and in the Real Estate world of business. My business is Real estate and Construction and we buy and sell homes and I am always faced with this dilemma of not knowing if the Guide for the Articles of Incorporation will be accepted. I have also reached out the the business I went through to get my business incorporated (Incorporatetime.com) and they did not help much at all.
You need to order a certified copy of the Articles of Incorporation and any amendments (also referred to as a "certified charter") from the State Corporation Commission Clerk's Office. There's a small fee associated with the request, but you should receive the copy work in less than 2 weeks. The SCC Clerk's Office telephone number is 804-371-9733. The "Guide" you are referencing is just a generic form circulated by the SCC with all entity formation, it is for informational purposes only and serves no legal purpose.
This response is for informational purposes only and should not be construed as legal advice or creating an attorney-client relationship.
Dear Norfolk - you can either use the SCC website to order the documents, do so by mail, or go to the SCC headquarters in Richmond. Good luck!
You should order a Certified copy of the Certificate of Incorporation from the Virginia Secretary of State or equivalent office. You also could use a corporate service company, like CT Corporation System, to order the document. If you have any trouble, contact an experienced Corporate Attorney.
The foregoing discussion does not establish an attorney-client relationship, is qualified by the limited facts presented above, and should not be relied upon as legal advice. To obtain definitive legal advice upon which one can rely necessitates retaining an attorney who is qualified in this particular area of the law.
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