This is one of the many reasons why getting a personal injury lawyer is worth it (despite the high contingency fee). Without knowing more, I can't shed more light into the negotiations with a health insurance provider over a medical lien. Often time the health care provider is willing to take substantially less than the amount of their lien - prior to settlement. After settlement, however, negotiations are tougher because they have a right to that money and you do not have any leverage in negotiations.
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