I was 22 and uninsured. I crashed into a new car two days off the lot. Initially I owed $32k now I owe $65k because of percentages. Im now 34 years old. I have three kids and have not had a chance at a good job my whole adult life because i dont have a drivers license. The lawyers firm who holds the claim against me refuses any sort of payment plan. the DOL says they cant even find out whats going on until i pay the fine, which i plain old cant do. I make $15/hr and live north of seattle. Life sucks as it is. The state denies me even a work only license. Im becoming suicidal over this and I need help to figure it out. Im sick of being trapped in this hellish situation.
You might consider filing bankruptcy to get the debt legally discharged. Best to talk to a bankruptcy attorney to see whether this would discharge the debt and satisfy the Department of Licensing. Good luck!
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So long as you are willing to set up a payment plan, you can petition the court to approve a payment plan. If the court approves the plan, the DOL will restore your license, but you will have to show proof that you are insured, and you will have to stay current on the payment plan.
You don't give enough facts to answer this, though. Is there a Judgment against you? If so, when was it entered? Has it been more than 10 years? If so, was it renewed?
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