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I was in a car accident two years ago, in which i rear ended the car in front of me. To my disadvantage i was in my brothers vehicle which i was not insured for(i was insured just not in that car). Now i have a claim that is being brought against me for $7100 which i can't afford. I am a full time student with a part time job that only gives me about a measley 13 hrs a week if i'm lucky. It would take me a good 6-7 years to pay it off in payments. Is there any way of negotiating with the company to bring it down to at least half of the amount which i could supply in full. If there is how should i go about negotiating. Thank you for your time.
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