I had applied for a new health insurance on Aug 29th 2012, as my previous insurance was going to expire on 31st Aug. I had got a blood test done on Aug 24th, that showed a medical condition (hyperthyroidism), and the doctor suggested further testing, a day before I applied for new insurance. I mentioned all these details in the new application. It was rejected, stating that because I have the condition, I cannot be given insurance.
When I applied to another company, they said if I applied within 63 days from the previous insurance expiration date, I can still be considered. Then after I applied, they asked me to get the suggested test done and re-apply.
I am not sure of what the law is regarding pre-existing conditions, and whether the rejection from the insurance company was right.This is not my case, but I am asking on behalf of a friend